Board of Directors

2018 NTLA Board of Directors


The NTLA's board consists of thirteen experienced tax lien professionals, representing all aspects of the tax lien industry, who oversee the direction and mission of the association, and an executive director who oversees the association's day-to-day business.     




Bradley P. Westover

Executive Director

Brad Westover manages the daily operations of the Association.  He is passionate about raising funds for public education and believes that no success can compensate for failing to fund education in America.   He participates on the following NTLA sub-committees: legislative, public relations, tax deed investor group, CTLP Certification and NTLA Foundation. He has over twenty years’ experience in assisting local governments with delinquent property tax collections.  Brad has invested over $1.5 billion in tax lien certificates from 23 states.   He is a nationally recognized speaker and authority on tax certificates.  Recently, Brad took the Homeless Challenge in Washington DC and raised over $20,000 for the National Coalition for the Homeless.  Brad founded the NTLA Foundation, a fund to assist the elderly and disabled homeowners from losing their homes to a tax foreclosure.  He also supports and works with Habitat for Humanity.  As a young man, he earned his Eagle Scout award and remains active in the Boy Scouts of America. He holds a BA from Brigham Young University in Communications and an MBA from Nova Southeastern University.   In his spare time Brad loves sports of all kinds including: basketball, water skiing, cycling and triathlons.  Somewhere along the road, he also learned how to speak fluent Spanish.  


Trey Gulledge

Board Member

Trey Gulledge serves as the CEO of Tax Ease. He oversees the processes from acquisitions to collections and is involved in new business R&D. Trey has been with Tax Ease since November of 2004 where he was originally hired as an Analyst. He was promoted to Vice President of Development in 2006 and then to COO in 2009.    Mr. Gulledge has over 20 years of real estate experience and has been involved in all aspects of real estate from sales and leasing to property management to finance. Under his leadership the Lien Division has grown from a department of one to a full-service staff. During his tenure he has orchestrated the purchase of over $250M in property tax liens and loans for the company.    Trey has an MBA from Baylor University (2000) and a Bachelor’s degree from The University of Texas at Austin (1997).


Robert W. Keyser


Robert W. Keyser, Esq. is the owner of his law firm, Taylor and Keyser. He represents a broad range of businesses, commercial lenders and individuals in real estate and business transactions, commercial lending, work-outs and bankruptcy related issues.   His practice also includes the representation of real estate tax lien and distressed mortgage investors in tax lien and mortgage foreclosures, transactions and related litigation.  He represents closely-held corporations, partnership and limited liability companies.   Mr. Keyser received his Bachelor of Arts degree from Lafayette College in 1977 and his Juris Doctorate from the Rutgers University School of Law at Camden in 1982. He is admitted to practice before the state and federal courts of New Jersey and Pennsylvania and the United States Courts of Appeals for the Third Circuit.   Mr. Keyser is a member of the Board of Directors of the National Tax Lien Association. In 1995, President Clinton appointed him as a delegate to the White House Conference on Small Business, where he specialized in issues of capital formation and availability.  He was formerly a board member of the New Jersey Tax Lien Finance Corporation.  He resides in Haddonfield, New Jersey, with his wife, Denise.  


Douglas Q. Gale

Public Relations Chair & Treasurer

Mr. Gale is the President and owner of Terra Echelon, LLC a consortium of companies servicing all aspects of delinquent property tax collection and enforcement.   He started the group of companies with REO America in 2004 after eight years at a tax lien investment fund, where he ended as vice president of operations. At that fund, he was credited with growing it eight-fold in just three years, all the while increasing the portfolio returns by 30% and lowering the cost structure by 50bps. In 2009 REO America was listed on the INC 5000 list at number 1,133 overall and number 18 in real estate.  Throughout his career, Mr. Gale has purchased and managed over $650mm in tax liens, and he has liquidated more than 4,000 REO properties.  In 2004, Mr. Gale graduated at the top of his MBA class, Beta Gamma Sigma, from the Crummer School of Business in at Rollins College. Mr. Gale has served as an advisor to governments and as an expert witness in federal court on matters related to delinquent real property taxes.


Bruce F. Bronster


Bruce Bronster is a Partner at Windels Marx Lane & Mittendorf, LLP. He leads the firm’s Tax Lien and Mortgage Foreclosure group, in addition to providing counsel on commercial disputes and general business matters. In his role with the Tax Lien & Mortgage Foreclosure group, he supervises attorneys and paralegals, resolves title issues, manages highly contested and problem cases with novel issues, and acts as primary client contact with institutional clients. Prior to joining Windels Marx in 2008, he managed similar practice groups foreclosing thousands of matters. Mr. Bronster's litigation practice involves representing clients in a variety of industries including real estate, finance, insurance, banking and retail. He leads a team that counsels on a variety of commercial litigation matters, including: myriad types of breach of contract and fiduciary duty in the commercial context; disputes involving promissory notes, indemnification clauses, guarantees and various breaches of leases, tort claims, conversion and replevin, tortious interference and nuisance; and employment law matters, UCC actions, shareholder, membership, and partnership disputes. He is licensed to practice in New York, New Jersey and the District of Columbia, as well as the U.S. District Courts for both the Eastern and the Southern Districts of New York. Mr. Bronster earned a B.S. in accounting, cum laude, magna cum laude, from New York University, a J.D. from New York Law School, and an M.B.A., Beta Gamma Sigma, from Columbia University.


Donald R. Dinan

General Counsel

Donald R. Dinan, Esq., is an attorney with the law offices of Goetz Fitzpatrick located in New York and Washington, D.C.  He is the National Tax Lien Association's legal counsel on issues and legislation affecting tax lien auctions, tax sales and tax deed foreclosure proceedings.  Mr. Dinan's areas of practice include: international trade, litigation, intellectual property and asset-backed securitizations.  He is admitted to practice law in Massachusetts, New York and the District of Columbia.  Mr. Dinan received his B.S. in Economics from the University of Pennsylvania's Wharton School of Business.  He received his Juris Doctor from Georgetown University and graduated from the London School of Economics with an L.L.M. in International Economic Law.  Mr. Dinan is an Adjunct Professor in International Law at Georgetown University.


Jim Meeks

Legislative Chair

Jim Meeks is the President and CEO of MTAG Services. Mr. Meeks has over 25 years of experience in the real estate industry with 17 of those years in specialty asset servicing.   He founded MTAG Services in 2010 in a spin-off transaction with Mooring Tax Asset Group. Prior to this, he held various management roles with Mooring Financial Corporation.   He joined Mooring Financial Corporation in 1994 as Controller and was appointed Vice President in 1997. He co-founded Mooring Tax Asset Group, an affiliate of Mooring Financial Corporation and was appointed its President in 1999. He has served as the NTLA's past President and Treasurer. Mr. Meeks received his Bachelor of Science from Virginia Tech, his CPA certificate in Virginia and earned his MBA in Finance from George Mason University.


Edward Marcus

Elections Chair

Edward Marcus received a BA from Yale University, and LLB and LLD from Yale Law School. The Marcus Law Firm has six attorneys to represent the needs of tax lien investors.   Marcus Law Firm has been members of the NTLA since 1997. Mr. Marcus has held the position of Majority Leader of the Board of Alderman in the City of New Haven.   Mr. Marcus spent six terms in the State Senate and served as Majority Leader; was the Chairman of the Council of State Governments; Member of the Board of Directors of the Overseas Private Investment Corporation; Chairman of the Finance Committee of the Democratic State Central Committee; Democratic State Chairman for many years; Member of the Executive Committee of the Democratic National Committee; and a member of various commissions.   Mr. Marcus further served as Member of the Board of Directors of Woodbridge Bank & Trust Company; Second New Haven Nation Bank; Colonial Bank; Bank of Boston of CT; Boca Raton First National Bank; Branford Savings Bank; and as Member of the National Affordable Housing Committee; and a Member of the National Advisory Board of the Reconstruction Finance Agency.


James F. Truitt, Jr.

Board Member

Attorney at the James F. Truitt, Jr., PA Law firm. James F. Truitt, Jr., is an attorney practicing at his law firm located in Timonium, Maryland.    Mr. Truitt's areas of practice are limited to real estate transactions and tax sale litigation. He is admitted to practice in Maryland, all Federal Courts, including the Supreme Court of the United States. Prior to establishing his own law firm and several corporations investing in tax liens in 1994, Mr. Truitt was an assistant attorney general in Maryland for 25 years.  Mr. Truitt was the assistant attorney general heading the Civil Rights Division in Maryland. Mr. Truitt received his under graduate degree (B.A. English 1963) from the University of Maryland. He received his law degree (J.D. 1966) from the University of Maryland School of Law. Mr. Truitt is a member of the American Bar Association and the Maryland Bar Association.


Philip M. Sivin

Board Member

Philip M. Sivin is a Managing Director and a Director of M.D. Sass Investors Services, Inc. and its affiliated companies, and Managing Director of M.D. Sass-Macquarie Financial Strategies Management Company, L.L.C (FinStrat).   He was an equity Analyst for M.D. Sass from 2002 to 2004 and a Vice President of Resurgence Asset Management , L.L.C. (an affiliate of M.D. Sass focused on distressed investments) from 2004 to 2006. Prior to joining the M.D. Sass organization in 2000, he was an attorney with Sullivan and Cromwell in New York, focusing on domestic and international securities, corporate, real estate and investment management transactions.   Mr Sivin is a member of the Board of Directors of Sterling Chemicals, Inc.,, Inc., and the Board of Managers of various hedge fund and private equity investee companies of FinStrat. Mr. Sivin holds a Bachelor of Science from Cornell University and a Juris Doctor, cum laude, from the University of Pennsylvania Law School. Mr. Sivin also received his M.B.A., with honors, from Columbia Business School with a focus in finance and accounting.


Troy Ritter
Board Member

Troy Ritter joined Capital One in 2003 where he serves as a Business Development Officer in the Commercial Bank’s Financial Institutions Group.  Troy was instrumental in the development of Capital One’s lending platform in the tax lien space, which has grown to 18 jurisdictions across the country and is one of the leading finance providers in the industry. 

In addition to the tax lien industry, Troy is also well versed in a variety of other specialty businesses including consumer rediscount lending, auto finance, marketplace lending, insurance premium finance and accounts receivable factoring.  He received his B.S. and M.S. degrees in Accounting from Louisiana State University and resides with his family in New Orleans.


John Garzone

Board Member

John M. Garzone has over thirty five years’ experience in the financial services industry including 15 years in the tax lien business. He has served as Chief Executive Officer of XSPAND, JP Morgan’s (and Bear Stearns’) tax lien business from 2006 until 2010. Previously, he had spent over sixteen years with Bear Stearns & Co. becoming a Senior Managing Director in 1997. While at Bear Stearns, Mr. Garzone managed their mortgage conduit operations, consumer bankruptcy finance operations, served as Chief Administrative Officer for a mortgage Hedge Fund and founded and oversaw the mortgage finance and tax lien businesses.  Prior to joining Bear Stearns, he was Group Vice President / Head of the Debt Securities Group at Chemical Bank, Senior Vice President of Treasury Operations at Thomson McKinnon Securities and President of its Bank and Trust Co., and a CPA with Coopers & Lybrand. Mr. Garzone holds a BS/BA Degree in Accounting from Seton Hall University.

Adam D. Greenberg

Board Member

Adam D. Greenberg is the Managing Member of the firm of Honig Greenberg, LLC in Cherry Hill, New Jersey. A 1990 graduate of The American University and a 1994 graduate of the Rutgers School of Law, Camden, he is admitted to the bars of New Jersey, Pennsylvania as well as the United States District Courts for the District of New Jersey and the Eastern District of Pennsylvania and the United States Court of Appeals for the Third Circuit.   Mr. Greenberg's practice concentrates in tax and mortgage foreclosure, real property and title litigation and creditor's rights in bankruptcy. His firm represents certificate holders, municipalities, bankruptcy trustees, lenders, landlords, and foreclosure buyers and sellers in various matters throughout the state. He also attends to transactional matters involving the purchase and sale of portfolios of tax sale certificates and their use as collateral in commercial settings. Mr. Greenberg has also served as an expert in title and foreclosure related litigation, including legal malpractice cases. Mr. Greenberg has been a panelist for the annual tax certificate foreclosure course of the New Jersey Institute for Continuing Legal Education from 2003 through the present time, the Burlington County Bar Association, The Camden County Bar Association, The South Jersey Title School (for the Title Insurance Profession), First American Title Insurance Agency, the National Tax Lien Association, and the Tax Collector and Treasurers Association of New Jersey.

Albert Friedman

Board Member

Albert Friedman is Managing Member of Alterna Tax Asset Group, LLC which seeks to provide risk-adjusted returns to its investors by acquiring and managing portfolios of government issued Real Estate Tax Lien Certificates. Mr. Friedman is also President of the Alterna Mortgage Income Fund, a Commercial Real Estate Debt Fund. Prior to Alterna, Mr. Friedman was the Director of Mortgage Asset Management for The Berman Group where he specialized in commercial mortgage lending and mortgage asset management. Mr. Friedman helped build the mortgage asset management business of The Berman Group from approximately $60M to a portfolio of over $200M in real estate backed loans. Previously, Mr. Friedman held positions as President of an AMEX listed company that he took public in 2000; Chief Operating Officer of an AMEX listed internet company that he helped take public; President of an investment banking firm; and Executive Vice President and Chief Financial Officer of a NYSE listed retail company with over $200 million in sales.

Lydia McEvoy

Board Member

Lydia grew up in Clay County, and has served its 235,000 residents as the elected Collector of Revenue since 2011. Lydia has a law degree from Ohio Northern University, where she was a published member of the Law Review, and received multiple academic and moot court honors. She has actively practiced law since 1999, and is admitted to the bars of New Jersey, Missouri, and the US Supreme Court. She has also held a Missouri real estate broker’s license, and worked with the Economic Development Corporation of Kansas City to help attract and grow businesses in blighted portions of the greater Kansas City area. While serving as Collector, she continues to practice law, and teaches classes at local universities.
As an elected official, Lydia enjoys active membership in the local chambers of commerce, and participation in local economic development efforts. She has worked on legislative reform to make life easier for taxpayers, and has forged partnerships with Clay County cities and non-profit organizations. She has been selected to speak to the Clay County bar association on matters affecting the annual tax sale, has previously presented for NTLA, and presents annual seminars to help homeowners and investors understand the rules of the Missouri tax sale.
Lydia is an active member of a non-denominational church where she sings on the worship team. She has been married since 1999, and has a son and two daughters. She loves to play the piano, and really loves to ride her motorcycle. Lydia’s mission in life is to make the annoying and painful process of paying taxes manageable, and to offer a smile and hope to those that come to the Collector’s office discouraged or afraid.



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