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Board of Directors

2017 NTLA Board of Directors


The NTLA's board consists of thirteen experienced tax lien professionals, representing all aspects of the tax lien industry, who oversee the direction and mission of the association, and an executive director who oversees the association's day-to-day business.     




Bradley P. Westover

Executive Director

Brad is the Executive Director of the NTLA. He manages the daily operations of the Association and participates on the legislative and public relations committees. He has twenty years’ experience in acquiring and servicing delinquent property taxes. Brad has purchased over $1.5 billion in tax lien certificates from 23 states. He is a nationally recognized authority and speaker on tax certificates. Recently, Brad went Homeless in Washington DC for two days and raised over $20,000 for the National Coalition for the Homeless.   He also supports and works with Habitat for Humanity. Brad currently serves on the National Association of Realtors’ taxation committee. As a young man, he earned his Eagle Scout award and remains active in the Boy Scouts of America as a Troop Committee Chair. He holds a BA from Brigham Young University in Communications Conversational and an MBA from Nova Southeastern University.

Bruce F. Bronster


Bruce Bronster is a Partner at Windels Marx Lane & Mittendorf, LLP. He leads the firm’s Tax Lien and Mortgage Foreclosure group, in addition to providing counsel on commercial disputes and general business matters. In his role with the Tax Lien & Mortgage Foreclosure group, he supervises attorneys and paralegals, resolves title issues, manages highly contested and problem cases with novel issues, and acts as primary client contact with institutional clients. Prior to joining Windels Marx in 2008, he managed similar practice groups foreclosing thousands of matters. Mr. Bronster's litigation practice involves representing clients in a variety of industries including real estate, finance, insurance, banking and retail. He leads a team that counsels on a variety of commercial litigation matters, including: myriad types of breach of contract and fiduciary duty in the commercial context; disputes involving promissory notes, indemnification clauses, guarantees and various breaches of leases, tort claims, conversion and replevin, tortious interference and nuisance; and employment law matters, UCC actions, shareholder, membership, and partnership disputes. He is licensed to practice in New York, New Jersey and the District of Columbia, as well as the U.S. District Courts for both the Eastern and the Southern Districts of New York. Mr. Bronster earned a B.S. in accounting, cum laude, magna cum laude, from New York University, a J.D. from New York Law School, and an M.B.A., Beta Gamma Sigma, from Columbia University.


Trey Gulledge


Trey Gulledge serves as the COO of Tax Ease. He oversees the processes from acquisitions to collections and is involved in new business R&D. Trey has been with Tax Ease since November of 2004 where he was originally hired as an Analyst. He was promoted to Vice President of Development in 2006 and then to COO in 2009.    Mr. Gulledge has over 15 years of real estate experience and has been involved in all aspects of real estate from sales and leasing to property management to finance. Under his leadership the Lien Division has grown from a department of one to a full-service staff of over 30. During his tenure he has orchestrated the purchase of over $200M in property tax liens for the company.    Trey has an MBA from Baylor University (2000) and a Bachelor’s degree from The University of Texas at Austin (1997).


Gary I. Branse

Board Member

Gary I. Branse is Director of Tax Certificates of The Kislak Organization, and has acquired and managed tax lien portfolios totaling more than $2 billion in 24 states. Prior to his current position, Mr. Branse held senior management positions in public accounting and banking. Mr. Branse has previously served as President and Treasurer of the NTLA Board of Directors, is a Certified Public Accountant in the State of Florida, and received his bachelor’s degree in accounting from the University of West Florida.


James F. Truitt, Jr.

Board Member

Attorney at the James F. Truitt, Jr., PA Law firm. James F. Truitt, Jr., is an attorney practicing at his law firm located in Timonium, Maryland.    Mr. Truitt's areas of practice are limited to real estate transactions and tax sale litigation. He is admitted to practice in Maryland, all Federal Courts, including the Supreme Court of the United States. Prior to establishing his own law firm and several corporations investing in tax liens in 1994, Mr. Truitt was an assistant attorney general in Maryland for 25 years.  Mr. Truitt was the assistant attorney general heading the Civil Rights Division in Maryland. Mr. Truitt received his under graduate degree (B.A. English 1963) from the University of Maryland. He received his law degree (J.D. 1966) from the University of Maryland School of Law.          Mr. Truitt is a member of the American Bar Association and the Maryland Bar Association.


Douglas Q. Gale

Public Relations Chair & Treasurer

Mr. Gale is the President and owner of Terra Echelon, LLC a consortium of companies servicing all aspects of delinquent property tax collection and enforcement.   He started the group of companies with REO America in 2004 after eight years at a tax lien investment fund, where he ended as vice president of operations. At that fund, he was credited with growing it eight-fold in just three years, all the while increasing the portfolio returns by 30% and lowering the cost structure by 50bps. In 2009 REO America was listed on the INC 5000 list at number 1,133 overall and number 18 in real estate.  Throughout his career, Mr. Gale has purchased and managed over $650mm in tax liens, and he has liquidated more than 4,000 REO properties.  In 2004, Mr. Gale graduated at the top of his MBA class, Beta Gamma Sigma, from the Crummer School of Business in at Rollins College. Mr. Gale has served as an advisor to governments and as an expert witness in federal court on matters related to delinquent real property taxes.

Philip M. Sivin

Board Member

Philip M. Sivin is a Managing Director and a Director of M.D. Sass Investors Services, Inc. and its affiliated companies, and Managing Director of M.D. Sass-Macquarie Financial Strategies Management Company, L.L.C (FinStrat).   He was an equity Analyst for M.D. Sass from 2002 to 2004 and a Vice President of Resurgence Asset Management , L.L.C. (an affiliate of M.D. Sass focused on distressed investments) from 2004 to 2006. Prior to joining the M.D. Sass organization in 2000, he was an attorney with Sullivan and Cromwell in New York, focusing on domestic and international securities, corporate, real estate and investment management transactions.   Mr Sivin is a member of the Board of Directors of Sterling Chemicals, Inc., Furniture.com, Inc., and the Board of Managers of various hedge fund and private equity investee companies of FinStrat. Mr. Sivin holds a Bachelor of Science from Cornell University and a Juris Doctor, cum laude, from the University of Pennsylvania Law School. Mr. Sivin also received his M.B.A., with honors, from Columbia Business School with a focus in finance and accounting.


Jim Meeks

Legislative Chair

Jim Meeks is the President and CEO of MTAG Services. Mr. Meeks has over 24 years of experience in the real estate industry with 16 of those years in specialty asset servicing.   He founded MTAG Services in 2010 in a spin-off transaction with Mooring Tax Asset Group. Prior to this, he held various management roles with Mooring Financial Corporation.   He joined Mooring Financial Corporation in 1994 as Controller and was appointed Vice President in 1997. He co-founded Mooring Tax Asset Group, an affiliate of Mooring Financial Corporation and was appointed its President in 1999. He has served as the NTLA's past President and Secretary. Mr. Meeks received his Bachelor of Science from Virginia Tech, his CPA certificate in Virginia and earned his MBA in Finance from George Mason University.


Donald R. Dinan

General Counsel

Donald R. Dinan, Esq., is an attorney with the law offices of Roetzel and Andress located in Washington, D.C. He is the National Tax Lien Association's legal counsel on issues and legislation affecting tax lien auctions, tax sales and tax deed foreclosure proceedings. Mr. Dinan's areas of practice include: international trade, litigation, intellectual property and asset-backed securitizations. He is admitted to practice law in Massachusetts, New York and the District of Columbia. Mr. Dinan received his B.S. in Economics from the University of Pennsylvania's Wharton School of Business. He received his Juris Doctor from Georgetown University and graduated from the London School of Economics with an L.L.M. in International Economic Law. Mr. Dinan is a member of the American Bar Association, Federal Bar Association, Washington International Trade Association, American Intellectual Property Law Association and the International Trade Commission Trial Lawyers Association. He is an Adjunct Professor in International Law at Georgetown University.


Troy Ritter

Board Member

Troy Ritter is a Senior Vice President in Capital One’s Specialty Finance Lender Group.  He joined Capital One in 2003, and has worked in various roles within the commercial bank including collateral Field Examiner, Underwriter and most recently as a Relationship Manager where he manages a commercial loan portfolio that is made up of consumer finance, auto finance, and tax lien companies.  Since 2011, Troy has worked on over 20 unique tax lien related transactions with loan commitments in excess of $250 million.



John Garzone

Board Member

John M. Garzone has over thirty five years’ experience in the financial services industry including 15 years in the tax lien business. He has served as Chief Executive Officer of XSPAND, JP Morgan’s (and Bear Stearns’) tax lien business from 2006 until 2010. Previously, he had spent over sixteen years with Bear Stearns & Co. becoming a Senior Managing Director in 1997. While at Bear Stearns, Mr. Garzone managed their mortgage conduit operations, consumer bankruptcy finance operations, served as Chief Administrative Officer for a mortgage Hedge Fund and founded and oversaw the mortgage finance and tax lien businesses.  Prior to joining Bear Stearns, he was Group Vice President / Head of the Debt Securities Group at Chemical Bank, Senior Vice President of Treasury Operations at Thomson McKinnon Securities and President of its Bank and Trust Co., and a CPA with Coopers & Lybrand. Mr. Garzone holds a BS/BA Degree in Accounting from Seton Hall University.

Board Member

Adam D. Greenberg is the Managing Member of the firm of Honig Greenberg, LLC in Cherry Hill, New Jersey. A 1990 graduate of The American University and a 1994 graduate of the Rutgers School of Law, Camden, he is admitted to the bars of New Jersey, Pennsylvania as well as the United States District Courts for the District of New Jersey and the Eastern District of Pennsylvania and the United States Court of Appeals for the Third Circuit.   Mr. Greenberg's practice concentrates in tax and mortgage foreclosure, real property and title litigation and creditor's rights in bankruptcy. His firm represents certificate holders, municipalities, bankruptcy trustees, lenders, landlords, and foreclosure buyers and sellers in various matters throughout the state. He also attends to transactional matters involving the purchase and sale of portfolios of tax sale certificates and their use as collateral in commercial settings. Mr. Greenberg has also served as an expert in title and foreclosure related litigation, including legal malpractice cases. Mr. Greenberg taught courses on tax certificate foreclosure at the New Jersey Institute for Continuing Legal Education from 2003 to 2012, the Burlington County Bar Association, The Camden County Bar Association, The South Jersey Title School (for the Title Insurance Profession), First American Title Insurance Agency, the National Tax Lien Association, and the Tax Collector and Treasurers Association of New Jersey.


Robert W. Keyser

Vice President

Robert W. Keyser, Esq. is a partner of the firm Taylor & Keyser. He represents a broad range of businesses, commercial lenders and individuals in real estate and business transactions, commercial lending, work-outs and bankruptcy related issues.   His practice also includes the representation of real estate tax lien investors and commercial lenders in lien foreclosures, transaction and related litigation, as well as closely-held corporations, partnership and limited liability companies.   Mr. Keyser received his Bachelor of Arts degree from Lafayette College in 1977 and his Juris Doctorate from the Rutgers University School of Law at Camden in 1982. He is admitted to practice before the state and federal courts of New Jersey and Pennsylvania and the United States Courts of Appeals for the Third Circuit. Prior to forming his present firm, he was New Jersey Managing Partner for the firm of Kaplin Stewart Meloff Reiter and Stein of Blue Bell, Pennsylvania and Cherry Hill, New Jersey.   Mr. Keyser is a member of the Board of Directors of the National Tax Lien Association. In 1995, President Clinton appointed him as a delegate to the White House Conference on Small Business, where he specialized in issues of capital formation and availability.   He resides in Haddonfield, New Jersey, with his wife Denise and their four children.  


Edward Marcus

Elections Chair

Edward Marcus received a BC from Yale University, and LLB and LLD from Yale Law School. The Marcus Law Firm has six attorneys to represent the needs of tax lien investors.   Marcus Law Firm has been members of the NTLA since 1997. Mr. Marcus has held the position of Majority Leader of the Board of Alderman in the City of New Haven.   Mr. Marcus spent six terms in the State Senate and served as Majority Leader; was the Chairman of the Council of State Governments; Member of the Board of Directors of the Overseas Private Investment Corporation; Chairman of the Finance Committee of the Democratic State Central Committee; Democratic State Chairman for many years; Member of the Executive Committee of the Democratic National Committee; and a member of various commissions.   Mr. Marcus further served as Member of the Board of Directors of Woodbridge Bank & Trust Company; Second New Haven Nation Bank; Colonial Bank; Bank of Boston of CT; Boca Raton First National Bank; Branford Savings Bank; and as Member of the National Affordable Housing Committee; and a Member of the National Advisory Board of the Reconstruction Finance Agency.


Albert Friedman

Board Member

Albert Friedman is Managing Member of Alterna Tax Asset Group, LLC which seeks to provide risk-adjusted returns to its investors by acquiring and managing portfolios of government issued Real Estate Tax Lien Certificates. Mr. Friedman is also President of the Alterna Mortgage Income Fund, a Commercial Real Estate Debt Fund. Prior to Alterna, Mr. Friedman was the Director of Mortgage Asset Management for The Berman Group where he specialized in commercial mortgage lending and mortgage asset management. Mr. Friedman helped build the mortgage asset management business of The Berman Group from approximately $60M to a portfolio of over $200M in real estate backed loans. Previously, Mr. Friedman held positions as President of an AMEX listed company that he took public in 2000; Chief Operating Officer of an AMEX listed internet company that he helped take public; President of an investment banking firm; and Executive Vice President and Chief Financial Officer of a NYSE listed retail company with over $200 million in sales.